Tenant Incremental Purchase Scheme

The Tenant Incremental Purchase Scheme (TIPS) enables local authority tenants to buy their homes. The following changes to the scheme came into effect on 29th January, 2024: 

• Minimum income requirements: The minimum income required for an applicant to be eligible to apply under the scheme is €11,000 per annum. This income must be made up mostly of employment income, or a primary source of income.

• Primary Sources of Income: In addition to the State Pension (Contributory and Non-Contributory) being considered as a primary source of income, the Widow’s, Widower’s, Surviving Civil Partner’s (Contributory and Non-Contributory Pension), Blind Pension, Invalidity Pension and Disability Allowance are now also considered primary sources of income.

• Secondary Sources of Income: The Working Family Payment, Age 80 (Pension) increase, and Rural Social Scheme have been removed from the income disregard list and are now being considered as secondary sources of income.

• Time receiving social housing supports: The period of time tenants will be required to be in receipt of social housing support to be considered eligible under the scheme remains at 10 years. However, in the case of joint tenancies only one tenant is now required to have been in receipt of social housing supports for 10 years.

• Income Disregards: The list of income disregards includes additional payments, including Back to School Clothing and Footwear Allowance and more. The full list of income disregards is available from the Council.

Please click on the links below for further information on the scheme. 

Tenant Incremental Purchase Scheme Application Form

Tenant Incremental Purchase Scheme Handbook